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Available Monday-Friday 9:00 a.m - 7:00 p.m. EST 877-829-0376

Increase your merchants’

bottom line

Cut through the statement clutter with a complimentary analysis and identify cost- saving solutions with Payment Optimization.

Report Hightlights


of participants feel the bill delivery method impacts how quickly they pay.


of participants feel the bill delivery method impacts how quickly they pay.

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of participants feel the bill delivery method impacts how quickly they pay.

Doing more with less (fees).  

Your merchants work hard for their success, and in today’s economic environment, they need every advantage to differentiate themselves from the competition and grow their business. We can help you empower their success and reduce payment acceptance costs with our suite of Payment Optimization solutions.

We provide the expertise, so you can provide the value. 

  • Identify hidden fees and high rates that they're currently paying
  • Uncover opportunities to increase authorizations and minimize downgrades
  • Automate level 2 and 3 data transmission and optimize interchange rates
  • Reduce chargebacks with Debit PIN authentication at the point of sale

Experience matters.

Your merchants trust you to help grow their business. Trust us to help you grow yours. Backed by the strength and stability of U.S. Bank, our partner programs accelerate your speed to market, maximize revenue, and scale your business for sustainable growth.

We have the people, process and technology to reduce your merchants’ total cost of accepting payments. Put our knowledge and resources to work for you.

We make it possible. You make it happen.

Increase your merchant's bottom line. Let's discuss how we can help.

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Section Headline

Highlighting payment trends affecting government agencies and municipalities, our inaugural report presents data on the shifting payments landscape representing an opportunity for government agencies and municipalities to enhance the speed, security and customer satisfaction related to billing and payments.

The report highlights consumer preference for digital payment options and, due to COVID-19, this demand will continue to grow.

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About Elavon

Elavon is a leader in payment processing. We have provided payment processing services to Costco Members for over 20 years. Our transparent Costco Member pricing and hands-on customer service help ensure that you can focus on your customers—instead of your processing.

About the author

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Ryan Maloney
SVP of Sales - Elavon

Ryan Maloney is a comedian, actor, writer and producer based in New York City, originally from Manchester, Connecticut. After starting his career performing in clubs throughout the Boston area, Ryan focused his efforts on making a name for himself in New York.